Virtual Terminal

Take secure card payments over the phone. Use on desktop in your browser, on mobile and inside web apps with our browser extension.

Key Features

  • User Friendly: Starts with a simple, easy-to-use keypad interface.
  • Branded e-receipts: Include your logo and custom messages on all e-receipts.
  • Recurring Payments: Set up recurring payments over the phone compliantly, with time-stamped records and full regulatory guidance.
  • Card Storage: Securely store and charge customer cards on file using Token Vault.
  • Custom Fields: Collect customer details, such as customer account details, invoice numbers or notes on each transaction.
  • Accounting Integration: Take payments directly from the Xero invoice screen without logging into another platform.
  • Staff Permissions: Assign user roles with custom access levels to control who can process payments or view data.

Token Vault

Store card details in our PCI-compliant Token Vault for safe repeat transactions.

Key Features

  • Encrypted Storage: Store payment details as encrypted tokens.
  • One-Click Payments: Enable repeat purchases for any amount.
  • Save Card Details Now: Perform a "Verify Card" to securely store card details for charging later.
  • User Friendly: Search for customers and stored cards effortlessly.
  • Compliance: Simplifies merchant PCI status by keeping sensitive card data out of merchant systems and processes.
  • Integration: Fully integrated with Pay by Link, Virtual Terminal and face-to-face QR code payments.
  • Custom Vault IDs: Use identifiers with validation to consistently find and de-duplicate customers and cards.
  • Open API: Process tokenised payments via API in third-party systems.
  • Payment Confirmation: Automatically trigger e-receipts on every transaction.

Recurring Payments - Subscriptions & Instalments

Automate subscription and instalment billing across Virtual Terminal, Pay by Link, website widgets, QR code POS and the online gateway.

Key Features

  • Custom Schedules: Control start dates, payment intervals and recurrence length.
  • Customer Consent: Capture clear, timestamped customer authorisation for every recurring payment.
  • Secure Storage: Fully tokenised card storage for PCI compliance and fast repeat transactions.
  • Notifications: Automatically send branded payment confirmations and renewal receipts.
  • Customer Convenience: Enable seamless subscriptions, memberships and instalment billing.
  • Editable Recurring Payments: Amend the recurring payment amount, frequency, duration or start date at any time.
  • Accounting Integration: Take payments directly from the Xero invoice screen without logging into another platform.

Platform Widget

Embedded payments inside your ERP, CRM or accounting workflows with no integrations or system changes required.

Key Features

  • Embedded Card Payments: Take payments directly within invoice screens, sales orders or account pages.
  • Virtual Terminal: Process phone or MOTO payments directly from the workflow.
  • Pay by Link: Send secure payment links via email, SMS or shareable URL from the same screen.
  • Workflow-Scoped: Activates only within defined platform screens.
  • User-Initiated: Launches when staff click "Take Payment".
  • Minimal Data: Reads only the required fields from the host platform.
  • Back-Office Only: Designed for internal merchant use, not customer-facing environments.
  • Secure by Design: Encrypted with PCI-scoped architecture.
  • Multi-Platform: Works across ERP, accounting, CRM and billing systems.
  • Faster Collections: Take payment at the point of action within existing workflows.

Xero Integration

Streamline accounting and reconciliation by connecting your payments directly to Xero. Take card payments from inside Xero itself.

Key Features

  • Invoice Pay Now Button: Add a "Pay Now" button to every Xero invoice.
  • Virtual Terminal & Pay by Link in Xero: Take payments directly from the Xero invoice screen without logging into another platform.
  • Real-Time Matching: Match invoices and payments instantly with no manual entry.
  • Reduced Admin: Minimise reconciliation errors and save admin time.
  • Multi-Entity & Location Tracking: Sync payments by site, staff member or business entity for granular reporting across multi-site operations.

Website Payment Gateway

Accept secure online payments through your website using our fully customisable, PCI-compliant gateway.

Key Features

  • Apple Pay, Google Pay & Amex: Included as standard.
  • Redirect or Embedded Pop-Over: Choose hosted redirect or embedded pop-over for a seamless checkout experience.
  • Payment Page Customisation: Control your checkout's look and feel with your logo, colours and fonts and even add custom code.
  • Remember Your Customers: Built-in on-device tokenisation enables one-click checkout for repeat customers with no development work required.
  • Mobile SDK & App Optimisation: Enable native payments in your app with iOS and Android SDKs, fully responsive and optimised for mobile checkout.
  • Recurring Payments: Allow customers to configure repeat payments directly from your website.
  • CRM, ERP & Third-Party Platform Integration: Connect your systems and expand globally with multi-currency capabilities and no regional limits.

QR Code In-Person Payments

Turn any device into a card machine using secure QR code payments. No terminal required.

Key Features

  • Secure QR Codes: Enter the amount and generate an instant QR code for customers to scan, opening a secure payment screen on their phone.
  • App Access: Download the Sticky Pay app on iOS or Android.
  • Apple Pay & Google Pay: Included as standard alongside all major cards.
  • Dashboard Sync: Automatically syncs with your dashboard for real-time payment history and staff monitoring.
  • Branding & Receipts: Custom branding and receipt options for a professional customer experience.
  • Recurring Payments: Set up automated repeat payments in person for subscriptions, memberships or instalments.
  • Accounting Integration: Take payments directly from the Xero invoice screen without logging into another platform.

Real-Time Dashboard - Reporting & Analytics

Monitor every transaction, location and payment method in one central dashboard with real-time reporting and analytics.

Key Features

  • Real-Time Payments: View all payments and currencies across all Sticky solutions instantly.
  • User Management: Create and manage unlimited users with permission-based access controls.
  • Location & Staff Tracking: Monitor performance and transactions by location or staff member.
  • Customisable Layout: Tailor dashboard views and reporting to match your business workflows.
  • Reporting & Export: Export transactions via API or CSV for external reporting and reconciliation.
  • Sub-Account Setup: Centralise all merchant accounts using sub-accounts and cost centres to track payments by solution, department or location.
  • Advanced Logic & Rules: Build advanced payment flows using custom logic and automation.
  • Real-Time Settlement Visibility: View payments from each solution in gross to simplify reconciliation.
  • Block Card Types: Restrict specific card types such as personal or business debit and credit cards.
  • Tax Handling: Automatically add VAT or reverse VAT from gross totals.
  • Customer References: Add reference numbers or additional metadata to each transaction record.

Website Widget - Self Service Payments

Add a floating checkout button to any website instantly — no development required.

Key Features

  • Quick Setup: Add a secure payment button to your website in seconds.
  • Customisable Interface: Allow customers to enter their details, reference numbers and notes before paying securely.
  • Pay Bills & Invoices: Customers can securely pay outstanding balances or choose from predefined products.
  • Branding: Fully branded checkout to match your site with your logo, colours and style.
  • Apple Pay & Google Pay: Included as standard alongside all major cards.
  • Recurring Payments: Customers can set up monthly or ad-hoc payments directly from the widget.
  • E-Receipts: Send fully branded receipts with transaction details, logo and custom messages.

Pay by Bank or Card - Hybrid

Let customers choose between fast Open Banking payments or familiar card payments in a single checkout.

Key Features

  • Hybrid Payments: Customers choose to pay by Open Banking or card in a single checkout.
  • Reference Capture: Customers enter a phone number, contract number or reference before completing payment.
  • Instant Confirmation: Both customer and representative receive an immediate e-receipt after payment.
  • Customer Choice: Bank payments for speed or card payments for additional protection and familiarity.
  • Multi-Channel: Works across QR payments, Pay by Link and website checkouts.
  • Returning Customers: Saved card details enable faster repeat payments.
  • Unified Experience: Available across Virtual Terminal, Pay by Link and Website Widget solutions.
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